Jul 24, 2015

Online Payment Processors

Sharon Lopez   at  7:05 PM  


One of the basic considerations that we have whenever we started a new work is to know how we are going to be paid. Before we started working online, we definitely need to know how we are going to get our payment for all the efforts that we will be employing. It is a must that we take a look into different payment processors that are available. An online site may have one or more payment processors but there are times when a site might remove a certain payment processor for some reasons. That is why it is imperative that we as online workers or marketers have enough knowledge on the different ways of getting paid online. Knowing how an online payment processing site work is crucial in our career.

Please do take note that choosing the best payment processor is dependent on several factors such as our location or country, the bank that are within our place and other things such are verification concerns. There are some countries that a particular payment processor is not accepted or available. Some of which are mentioned below.

Here are some of the online payment processors which we can consider to be used for our online transactions particularly on receiving payments from sites we worked with. Each is offering different methods of obtaining funds so we can choose what is suitable for us as well as the site we plan to work with.



The most popular online payment processor accepted worldwide. Formerly regarded as member of the eBay Inc. Corporate family of companies but is now a separate company. PayPal is known for its reliability, safe and fast online transaction. Paypal can be used for purchasing online stuffs as well as for transferring fund all over the world. PayPal is available in 203 countries and 26 currencies.

Paypal does not provide a list of countries where it does not provide its service. But the list that was based on the comparison of members of the United Nations and the PayPal list of countries shows 28 countries without services as of May 2013 but upon double checking, some of these countries already have services so the list narrowed down to 21 countries.

Cameroon, Gabon, Monaco, Moldova, Montegro, Paraguay and Zimbabwe were previously do not have a service but are already included in the list of countries with PayPal service at present. The remaining 21 countries which until now has no PayPal service are as follows Afghanistan, Bangladesh, Central African Republic, Cote D'Ivoire (Ivory Coast), Democratic People's Republic of Korea (North Korea), Equatorial Guinea,Ghana, Haiti, Iran, Iraq, Lebanon, Liberia, Libya, Myanmar, Pakistan, Saint Lucia, South Sudan, Sudan, Syria, Timor-Leste, Uzbekistan

Online workers and companies prefer this payment processor because of its credibility. PayPal which was founded in 1998 is known for its simple, safe and fast transaction.

You need to verify your account by using Visa or Master Card in order to remove the limit when sending and receiving payments.



Perfect money is a leading financial service allowing the users to make instant payments and to make money transfers securely throughout the internet opening unique opportunities to internet users and owners of the internet businesses.

One of the benefits for using Perfect Money is that you can be able to send and receive money even if you have an unverified account.

The following services is being offered by the site:

  • Perform money transfers between members
  • Receive payments in various business projects in the internet
  • Make regular payments in the internet
  • Safely store money funds on electronic account and get monthly interests
  • Make payment for goods and service in online shops/stores
  • Buy bitcoin, gold metal, USD and EUR currency online



Formerly AlertPay and on May 14, 2012 they have launched a redesigned website with more services, such as localized bank transfers in more countries, global bank wires in more currencies and enhanced customer support.






Solid Trust Pay was designed with an email account send or receive Solid Trust Fund. The company launched in April, 2006 and has grown to serve millions of clients worldwide. In addition to [providing exceptional EWallet services, Solid Trust provides direct merchant credit card processing accounts desined for the online entrepreneur. Additionally, SolidTrust Pay has aasumed its corporate responsibility in the world and donates significantly to recognized charities and provides financial aid assistance to its own members.


OKPAY.com is a P2P and B2C web-based payment system providing users with a virtual account that allows them to easily load, send, receive and withdraw money as well as make purchases online. OKPAY is a widespread electronic payments system and ranks among the world’s leading eWallet providers.
The OKPAY payment network offers access to a large number of payment options for businesses in over 200 countries with a single integration.
OKPAY gives you complete online control over your finances. Say goodbye to long queues and paperwork


PAYTOO is a brand of PayToo Corp., a US Corporation formed in 1999. Since 2004, PAYTOO offers mobile phone solutions, VoIP, Prepaid Card and secured e-commerce payment transaction solutions. After five years of development, PAYTOO  launched the first mobile solution to combine telecommunications and payments in one single account.
Today, PAYTOO  has extended its offering and has revolutionized the way it communicates through its mobile wallet. With PAYTOO Mobile Wallet, customers use their available credit to make and receive calls, make payments, transfer credit and securely withdraw money. Services are used worldwide and in real time.

The following countries are not supported by PayToo:

Afghanistan, Albania, Algeria, Angola, Belarus, Burma (Myanmar), Bosnia and Herzegovina, Botswana, Brunei, Central African Republic, Cote d’Ivoire (Ivory Coast), Cuba, CuraƧao, Democratic Republic of the Congo, Eritrea, Ethiopia, FYROM, Gambia, Guernsey, Guinea-Bissau, Iran, Iraq, Kiribati. Lebanon, Liberia (former Liberian Regime of Charles Taylor), Libya, Malawi, Mali, Mayotte, Montenegro, Mozambique, Namibia, Nauru, Niue, North Korea, Republic of Guinea, Palestine, Pitcairn Islands, Rwanda, Serbia, Sierra Leone, Somalia, Sudan, Tonga, Tunisia, Yemen and Zambia. (source: clixsense forum)



Bitcoin is an online currency that has started to become popular since 2009. At present there are some online sites that have adopted the use of Bitcoins as payment option to their members.

Knowing the right payment processor of the site we intend to work with or are presently working with is a sure way to have a smooth transaction with regards to salaries, commission and other forms of incentives from the site that we are supposed to receive. Make sure that the payment processor that we have is accepted by the site. 

Written by: Sharon S. Lopez for Worker's Zone


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